Buying a Home Starts with Pre-Approval
Getting pre-approved is a very important step in the home buying process. Being pre-approved allows you to know exactly how much you can afford and gives you an edge over other buyers who are interested in the same property as you. It puts you in a strong position when you are negotiating with the seller, because the seller knows that your home mortgage loan is already approved.
Refinancing
Very important step is to know your credit score; Ask us and we will find it out for you. Determine if you want the cash out, how long you plan to live in the house you own now.
Commercial Loans
Want to invest money in commercial real estate? Found a building you want your business to be in? Need a short term loan?We have access to US and International Banks as well as private (hard) money.
We can fund construction loans, bridge loans, investments in oversea properties and much more.
Products
Conforming Fixed Rate Mortgages
The interest rate is fixed during the life of loan. 30 year, 20 year, 15 year and 10 year fixed rates are available.
Conforming Adjustable Rate Mortgages
The interest rate is fixed during initial predetermined period such as 3 years, 5 years, 7 years or 10 years. After the period, the rate changes in each year based on the specified index plus margin. 3/1 ARM, 5/1 ARM, 7/1 ARM and 10/1 ARM are available
Jumbo Fixed Rate Mortgages
It is same as conforming fixed loan except that the loan amount is exceeding conforming loan limit.
Jumbo Adjustable Rate Mortgages
This is same as conforming adjustable rate mortgages except that the loan amount is exceeding conforming loan limit. 3/1 ARM, 5/1 ARM, 7/1 ARM and 10/1 ARM are available.
